BFP   Bright Future Pathway
Luxembourg · 2026 parameters

Luxembourg Voluntary Pension Contribution Calculator 2026

Apply the 2026 pension rate to the part of a chosen total base not already covered by compulsory insurance.

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How the voluntary pension calculation works

The normal minimum is the social minimum wage and the maximum is the CCSS individual ceiling. A one-third minimum can apply for up to 60 months only when approved by CCSS.

Check the result against your contract, tax card, CCSS statement, collective agreement, and payroll adviser where relevant. This calculator is educational and is not legal, tax, pension, or payroll advice.

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