:root{--navy:#0b2b3c;--cream:#f4f0e7;--paper:#fffdf8;--ink:#17242a;--muted:#657279;--mint:#b9ead9;--green:#16765c;--orange:#ee8d59}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif;line-height:1.55}button,input,select,textarea{font:inherit}.top{background:var(--navy);padding:18px 24px}.top a{color:#fff;text-decoration:none;font-weight:800}.hero{background:var(--navy);color:#fff;padding:52px 24px 105px}.hero>div,.shell,.below{max-width:1120px;margin:auto}.eyebrow{color:var(--mint);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.12em}h1{max-width:850px;margin:14px 0;font:600 clamp(38px,6vw,68px)/1 Georgia,serif;letter-spacing:-.04em}.lead{max-width:720px;color:#d2dfe3;font-size:18px}.shell{margin-top:-62px;padding:0 24px}.calculator{display:grid;grid-template-columns:1fr 1fr;background:var(--paper);border-radius:18px;box-shadow:0 20px 55px #0b2b3c22;overflow:hidden}.panel{padding:38px}.result{background:#e6f2ed}.panel h2,.below h2{margin:0 0 22px;font:600 27px Georgia,serif}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:grid;gap:7px}.full{grid-column:1/-1}label{font-size:13px;font-weight:800;color:#34454c}input,select,textarea{width:100%;min-height:50px;border:1px solid #c8cbc6;border-radius:9px;background:#fff;padding:10px 13px}textarea{min-height:92px}.hint{color:var(--muted);font-size:12px}.go{width:100%;height:53px;margin-top:24px;border:0;border-radius:9px;background:var(--navy);color:#fff;font-weight:800;cursor:pointer}.primary{font:600 clamp(40px,5vw,58px) Georgia;color:var(--navy);letter-spacing:-.04em;margin:8px 0}.result-list{margin-top:25px;border-top:1px solid #c6d9d2}.row{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid #c6d9d2;font-size:14px}.row strong{text-align:right}.status{font-size:13px;color:#45635b}.below{padding:30px 24px 80px;display:grid;grid-template-columns:1.15fr .85fr;gap:24px}.info{background:#ffffff95;border:1px solid #ddd8cc;border-radius:14px;padding:27px}.info p,.info li{font-size:14px;color:#536169}.sources a{display:block;color:#0f6653;margin:10px 0;font-size:13px}.note{border-left:3px solid var(--orange);background:#fff6ee;padding:14px;font-size:12px;color:#6b584e;margin-top:18px}@media(max-width:760px){.calculator,.below{grid-template-columns:1fr}.fields{grid-template-columns:1fr}.full{grid-column:auto}.panel{padding:27px 21px}.hero{padding:38px 16px 95px}.shell{padding:0 16px}}